Get Expert Advice for Mortgage Clarity!
Are you buying, refinancing, investing, self-employed or have a complex mortgage situation?
Get professional, unbiased mortgage advice that helps you make confident decisions — before you apply, renew, or sign anything.
You’ll get clear answers, strategic insight, and a plan that fits your goals — not a cookie-cutter solution.
Trusted by 1,000+ Ontario Homeowners | 100's of ★★★★★ Google Reviews
Hi, I’m Marlon Fernando — Your Mortgage Advisor for Smarter Decisions.
Your mortgage isn’t just about getting a rate — it’s about making the right move for your goals, finances, and peace of mind.
For over a decade, I’ve helped Ontario homeowners, investors, and self-employed clients understand their options, avoid costly mistakes, and choose the mortgage strategy that actually works for them.
My approach is simple:
- Listen first.
- Explain in plain language.
- Build a plan that fits your real-life goals.
No jargon. No pressure. Just clear, professional advice that helps you move forward with confidence.
⬇️ Book Your Free 15-Min Clarity Call ⬇️
Get Expert Mortgage Advice Not a Sales Pitch
Experience You Can Trust.
For over a decade, I’ve helped Canadians navigate every kind of mortgage challenge — from complex self-employed income to strategic refinances and first investment properties.
My clients work with me because I offer:
💡 Personalized mortgage strategies — not one-size-fits-all advice.
💼 Proven Expertise — Helping self-employed, refinance, and investment clients.
🧭 Clear, unbiased guidance — that puts your goals first.
🏦 Access to leading lenders — so you always have the right options on the table.
👍 A reputation built on trust — backed by 5-star Google Reviews from clients who value honesty, clarity, and results.
When you work with me, you’re not just getting a mortgage — you’re getting an advisor who helps you make confident, informed financial decisions.
Here’s How We’ll Make Your Clear Mortgage Plan.
1. Book Your Mortgage Clarity Call (15 mins) 📅
You tell me your goals. I’ll ask a few key questions.
2. Get a Personalized Strategy 💡
I’ll outline the best-fit mortgage options for your situation, whether you're buying, refinancing, or investing.
3. Confidently Move Forward 🏡
If you’re ready, my team will guide you through the application, match you with the right lender, and handle the details.
📌 No jargon. No pressure. Just clarity and results.
Ready for a Clear Mortgage Plan?
Trusted by 1,000+ Ontario Families | 100's of ⭐⭐⭐⭐⭐ Google Reviews
Common Questions About Our Clarity Call
Is this a sales call?
💡 No — it’s an advice call. If we’re a good fit, we’ll talk next steps, but there’s no pressure.
What if I’m not ready to apply?
💡 Perfect. This call is designed for people planning ahead — I’ll help you prepare and improve your approval chances.
Will I get a rate quote?
💡 Not always right away. Rates depend on your full profile. We’ll first create a clear strategy — then find the right product and rate.
What do I need for the call?
💡 Just your goals, income basics, and a few details — no paperwork yet.
Who will I speak with?
💡 You’ll speak directly with me, Marlon Fernando — not a call center.
You’re One Step Away From Mortgage Clarity
Mortgage Fernando
Mortgage Broker l Mortgage Alliance I FSRA Lic # 10530
+1 (647) 977-8800 I [email protected]
